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Daily Record
Daily Record
Lifestyle
Linda Howard

People on PIP or DLA could see changes to Motability Scheme this year when lease ends

Adult Disability Payment (ADP) has now replaced new claims being made for Personal Independence Payment (PIP) for people over 16 and under State Pension age living in Scotland. The new devolved benefit means that people of working age with a disability, long-term illness or physical or mental health condition can now apply for support from Social Security Scotland instead of the Department for Work and Pensions (DWP), which administers PIP.

Existing PIP and Disability Living Allowance (DLA) claimants with ongoing awards from the DWP do not need to apply for Adult Disability Payment, their awards will be transferred automatically to the new Scottish welfare system in a staggered migration due to be completed by the end of 2025.

There will be no break in entitlement and DWP will write to claimants in advance of the transfer process starting - it is expected to take around three months to complete. Along with the changes to disability benefits, new claimants will also see changes to the Motability Scheme.

While vehicles will still be available to lease from Motability, this will be done through the Accessible Vehicles and Equipment Scheme for new claimants and eventually, existing claimants whose current lease comes to an end - assuming they have transferred from PIP or DLA to Adult Disability Payment by that time.

The Accessible Vehicles and Equipment Scheme helps disabled people to lease a range of vehicles including:

  • cars
  • scooters
  • powered wheelchairs
  • specially adapted vehicles

Figures from 2021 indicate that there are nearly 650,000 people across the UK currently enjoying the benefits and independence offered by the Motability charity.

The summer Price List from the Motability Scheme includes over 690 affordable cars and wheelchair accessible vehicles (WAVs). There’s also a wider range of options, and all leases include the Scheme’s ‘worry-free’ package.

This includes:

  • Insurance cover
  • Breakdown cover (RAC)
  • Servicing and MOT
  • Support with an electric car

As prices of many everyday essentials rise, the cost of leasing a car through the Motability Scheme continues to be affordable for disabled motorists. The Accessible Vehicles and Equipment Scheme offers the exact same level of support from the Motability Scheme, just under a different name for devolved purposes.

The Motability Scheme includes over 60 cars with zero advanced payment, including electric vehicles. There are also over 150 vehicles available with a low Advance Payment of under £500. Below is everything you need to know about the scheme and swapping all or part of your mobility payment to lease a vehicle.

How the new scheme works

Social Security Scotland guidelines state: “When you lease a vehicle through the scheme, it will be with our authorised provider, Motability Operations Ltd.”

Social Security Scotland will help you pay the lease using all or part of either:

  • the higher rate of the mobility component of Child Disability Payment
  • the enhanced rate of the mobility component of Adult Disability Payment

You can find more information about the scheme on the Motability website, here.

Applying to lease a vehicle for yourself

You can apply to lease a vehicle yourself if you meet all of the following:

  • You get the higher rate of the mobility component of Child Disability Payment or the enhanced rate of the mobility component of Adult Disability Payment
  • You are 16 or over
  • You are able to manage your own payments

Applying to lease a vehicle on someone’s behalf

Social Security Scotland also advises that you may be able to apply to lease a vehicle on behalf of someone else.

This might be an option if you're either:

  • A parent or guardian of a child receiving the higher rate of the mobility component of Child Disability Payment
  • An appointee for someone who is receiving the higher rate of the mobility component of Child Disability Payment or enhanced rate of the mobility component of Adult Disability Payment

How to apply

To apply to lease a vehicle using the scheme, go to the Motability website where you can:

  • Choose a vehicle
  • Find a dealership

When visiting a dealership, you need to present your certificate of entitlement. Social Security Scotland states that you will find this included in your decision award letter.

Find out more about Adult Disability Payment and leasing an accessible vehicle on the mygov.scot website here.

To keep up to date with the latest PIP or ADP news, join our Money Saving Scotland Facebook page here, follow us on Twitter @Record_Money, or subscribe to our newsletter which goes out Monday to Friday - sign up here.

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